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Professional investment management combined with comprehensive financial planning.
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What the FORMation Plan includes:
- Halliday Financial takes an active leadership role in managing and rebalancing your accounts.
- We handle your investments hands-on — choosing, monitoring, and adjusting them over time.
- A written financial plan for the member, their spouse, and family
- Multi-generational planning
- A midyear check in
- Annual review meeting
- Union benefit and pension guidance
- Budgeting support
- Debt reduction strategies
- Savings and retirement planning
- Retirement account rebalancing advice
- Social Security strategies and claiming advice
- Pre-retirement income planning scenarios, estimating current and future income
- Ability to model financial plans based on multiple scenarios (vacation home, planning for major purchases, recreational opportunities…)
- Multi year forecasting to support family members (tuition, gifts, elder care..)
- Coordination with tax and legal professionals.
- Planning for Required Distributions and IRMMA (Medicare premiums)
- Semi-annual rebalancing advice for investment accounts
- Insurance policy review: Life, disability, home, auto, and long term care
- Planning for longevity and future health care costs.
- Advice for Roth accounts, and Roth conversions
- Comprehensive reviews during mid year and annual meetings.
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Pricing: The FORMation Plan is designed for clients with investment management fees in excess of $3,000. In the scenario, the financial planning fee is waived.
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Every situation is different. Talk to your Halliday Advisor to see what this looks like for you.
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RetireTeamsters.com and Halliday Financial are independent organizations and are not affiliated with, endorsed by, sponsored by, or authorized by the International Brotherhood of Teamsters ("IBT"), any Teamsters Local Union, Joint Council, or any other Teamsters-affiliated organization.
The use of the terms "Teamsters," "IBT," and any related references on this website is solely for descriptive purposes to identify the community of current and retired Teamster members we serve. All trademarks, service marks, logos, and trade names are the property of their respective owners and are used only for identification purposes.
The information provided on this website is for educational and informational purposes only. Nothing contained on this website should be construed as an endorsement, sponsorship, approval, or recommendation by the International Brotherhood of Teamsters or any affiliated organization.
Any discussion of Teamster pension plans, retirement benefits, health benefits, or other programs is intended to provide general information only and should not be considered official guidance or a substitute for the governing plan documents. Individuals should consult their Local Union, plan administrator, Summary Plan Description (SPD), and official plan documents regarding their specific benefits and eligibility.
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